Raiz Invest Accelerates Growth, Exits Southeast Asia, and Launches Raiz Lite
Raiz Invest Limited reported robust FY25 results with revenue up 14.5% and underlying EBITDA surging 147.5%, while completing its exit from Southeast Asia and launching the new Raiz Lite product.
- Revenue increased 14.5% to $24.1 million
- Underlying EBITDA rose 147.5% to $2.8 million
- Active customers grew 7.3% to 329,277
- Funds under management climbed 30.4% to $1.82 billion
- Completed divestment of Southeast Asian operations, now discontinued
Strong Financial Momentum Amid Strategic Refocus
Raiz Invest Limited has delivered a compelling set of financial results for the year ended 30 June 2025, underscoring the resilience and scalability of its fintech micro-investing platform. Revenue climbed 14.5% to $24.1 million, while underlying EBITDA nearly doubled, rising 147.5% to $2.8 million. This significant improvement reflects both organic growth and operational leverage as the company scales its user base and product offerings.
Active customers increased by 7.3% to 329,277, supported by targeted marketing campaigns enhanced with generative AI tools that have improved customer acquisition and retention. Funds under management (FUM) surged 30.4% to $1.82 billion, bolstered by $210 million in net inflows and positive market conditions. Average revenue per user (ARPU) also rose 8.5% to $75.67, signaling success in upselling higher-value products.
Strategic Exit from Southeast Asia and Focus on Australia
Following a strategic review, Raiz completed the divestment of its Southeast Asian operations, including Malaysia, Thailand, and Vietnam, which are now classified as discontinued operations. This move allows the company to concentrate exclusively on the Australian market, where it sees significant growth potential. The exit from overseas markets has streamlined operations and improved the company’s capital position, with cash and cash equivalents rising to $13 million and no debt on the balance sheet.
Innovation and New Product Launches
Raiz continues to invest heavily in product innovation and customer experience. In August 2025, the company launched Raiz Lite, a new offering aimed at first-time investors, alongside a revised fee schedule designed to attract and retain customers. Other product enhancements include Raiz Jars for goal-based savings, automated Raiz Rewards, and integration of the Plus product into Raiz Super, expanding investment options and deepening customer engagement.
The company’s commitment to innovation has been recognized with industry accolades such as the Canstar Innovation Excellence Award for Raiz Plus portfolios and a finalist position in Fintech Australia’s Finnies Awards. Strategic partnerships, notably with State Street Investment Management, are expected to further broaden product offerings, particularly in ETFs and superannuation retirement portfolios.
Governance and Leadership Updates
The board welcomed two new independent non-executive directors, Juliana Nguyen and Paul Rogan, in January 2025, strengthening governance and expertise. A new company secretary and Chief Risk Officer, Farhaana Desai, was appointed in March 2025, reflecting the company’s focus on risk management and regulatory compliance. The audited financial statements were unqualified, reinforcing confidence in the company’s reporting and controls.
Outlook and Strategic Priorities
Raiz enters FY26 with positive momentum, underpinned by a strong balance sheet, growing customer base, and a clear strategic focus on the Australian market. The company aims to leverage its AI-driven marketing capabilities, deepen strategic partnerships, and continue delivering innovative products to capture the expanding wealth management opportunity. While no dividends were declared, the improved profitability and cash flow position provide a solid foundation for future growth and potential shareholder returns.
Bottom Line?
Raiz Invest’s FY25 results mark a pivotal shift towards focused growth in Australia, with innovation and partnerships set to drive the next phase.
Questions in the middle?
- How will Raiz’s AI-driven marketing tools impact customer acquisition and retention in FY26?
- What are the expected financial and strategic benefits from the partnership with State Street Investment Management?
- How will the new fee schedule and Raiz Lite product influence revenue growth and customer demographics?
